HEATHER M. ACKER
Ms. Acker is Chief Financial Officer and Corporate Secretary for Gentex Corporation in Carbondale, PA and has served as a Director since 2004.

F. KENNETH ACKERMAN, JR.
Mr. Ackerman has served as Vice Chairman of Penn Millers Mutual Holding Company and all its affiliates since January 29, 2003 and as a Director since 1979. He is President of Clark/Bardes Consulting - Healthcare Group in Minneapolis, MN.

DORRANCE R. BELIN, ESQ.
Mr. Belin is a partner in the law firm of Oliver, Price & Rhodes in Clarks Summit, Pa., and has served as a Director since 1998.

JOHN L. CHURNETSKI
Mr. Churnetski is Chairman of the architectural firm Quad Three Group, Inc., in Wilkes-Barre, Pa., and has served as a Director since 1997.

DOUGLAS A. GAUDET
Mr. Gaudet was appointed President and CEO of Penn Millers Mutual Holding Company and all its related affiliates in 2005. He previously served as Vice President, Commercial Lines for Philadelphia Insurance Companies.

KIM E. MICHELSTEIN
Ms. Michelstein is an independent consultant and has served as a Director since 1998.

ROBERT A. NEARING, JR.
Mr. Nearing is Vice President, Secretary & Treasurer of Cochecton Mills in Cochecton, New York and has served as a Director since 1997.

WILLIAM A. RAY
Mr. Ray is retired from Towers Perrin Reinsurance in Philadelphia, Pa., where he was a Senior Vice President and Principal and has served as a Director since 2001.

JAMES M. REVIE
Mr. Revie is Chairman of S.A. Powell, a consulting firm in Pipersville, Pa., and has served as a Director since 1990.

J. HARVEY SPROUL, JR.
Mr. Sproul has served as Chairman of Penn Millers Mutual Holding Company and all its affiliates since April 17, 2002 and as a Director since 1990. He is President of H.B. Sproul Construction Company in Clarks Summit, Pa.

JOHN M. COLEMAN (not shown)
Mr. Coleman is Chief Operating Officer of NCI Consulting LLC, a strategic management consulting firm located in Moorestown, NJ. He has served as a Director since 2007.