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Insurance Benefits

HEALTH INSURANCE- We offer a choice of First Priority Health (HMO or POS) and Geisinger PPO. For those employees located in the "field" we offer the Access Care II PPO plan with an HRA account. Penn Millers pays 65% of the dependent and 75% of the individual premium portion - the employee is then responsible for the difference.
Eligibility: Full time employees, 1st of the month after 60 days of employment.

DENTAL – United Concordia provides 100% coverage for preventative services, 80% for basic restorative services and 50% for major restorative services. Penn Millers pays 50% of employee coverage, employee is responsible for the difference and for the cost of dependent coverage.
Eligibility: Full time employees, 1st of the month after 60 days of employment.

VISION – Davis Vision provides coverage for eye examinations and refractions, contact lens prescription and fittings and eyeglass frames and lenses. Penn Millers pays 50% of employee coverage, employee is responsible for the difference and for the cost of dependent coverage.
Eligibility – Full time employees, 1st of the month after 60 days of employment.

GROUP TERM LIFE & ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE – through GE Financial Assurance, life insurance and accidental death & dismemberment coverage equal to 1 ½ times annual salary rounded to the next $1,000.00. Penn Millers pays the full cost for this program.
Eligibility – Full time employees, 1st of the month after 60 days of employment.

LONG TERM DISABILITY - through GE Financial Assurance, a disability benefit of 60% of base monthly salary after 90 days of disability. Penn Millers pays the full cost for this program.
Eligibility – Full time employees, 1st of the month after 60 days of employment.

SALARY CONTINUANCE – Penn Millers provides a partial salary continuance for employees who are away from work for an extended period of time due to an illness or disability. This program helps to fill the gap between the time when an employee is first out of work and the time when they are eligible for long term disability. This benefit is fully funded by Penn Millers.
Eligibility – Full time employees with more than one year of service.

Time Off Benefits

PERSONAL TIME OFF (PTO) – Paid time off away from work to be used for reasons such as vacation, illness, illness of a family member or personal business. The number of days is based upon length of service and ranges from 19 – 30 days per year.
Eligibility: Full time and regular part time employees

PAID HOLIDAYS – Penn Millers observes the following company-paid holidays: New Years Day / Memorial Day / Independence Day / Labor Day / Thanksgiving Day/ Day after Thanksgiving / Christmas Day Eligibility – Full time and regular part time employees.

BEREAVEMENT LEAVE – up to three consecutive paid days off in the event of the death of a parent, parent-in-law, spouse, brother, sister, child or relative residing in the employee’s home. One paid day will be granted to attend the funeral of an employee’s grandparent, aunt, uncle, niece or nephew, brother-in-law or sister-in-law.
Eligibility: Full time and regular part time employees.

JURY DUTY - paid time off when summoned to serve on Jury Duty.
Eligibility – Full time and regular part time employees.

MILITARY LEAVE –In addition to the rights and benefits provided to employees taking extended Military Leave, eligible employees who must be absent from their job for a period of not more than 10 working days each year in order to participate in temporary military duty are entitled to as many as ten days unpaid military leave. All benefits will continue during an employee’s temporary leave.
Eligibility – Full time and regular part time employees.

FAMILY AND MEDICAL LEAVE (FMLA) – employees may be granted up to 12 weeks of job protected unpaid leave in a 12-month period for the birth or adoption of a child, a serious health condition of their spouse, child or parent, or their own serious health condition.Eligibility – Employed for at least 12 consecutive months and worked at least 1,250 hours during those last 12 months.

Retirement Benefits

401(K) PROGRAM – through MassMutual we offer a program that allows employees to contribute a percentage of pay, up to the annual IRS limit, to a 401(K) program. Penn Millers will match $0.50 on each dollar contributed up to the first 6% of salary.
Eligibility – Full time and regular part time employees

PENSION PLAN – a defined benefit program that provides a retirement benefit the amount of which is determined based upon compensation and length of service. There is a five-year vesting plan under this program. Penn Millers pays the full cost of this program.Eligibility – enrollment in the plan is January 1st of each year. To be enrolled, an employee must be age 20 ½ and have completed six months service.

Other Benefits

EDUCATIONAL BENEFITS – financial support for educational courses necessary for or having a direct relationship to the improvement of your job function.
Eligibility – Full time employees.

TUITION REIMBURSEMENT – reimbursement of 75% of paid tuition upon successful completion of the course.
Eligibility – Full time employees

EMPLOYEE REFERRAL PLAN – (C.A.P.E.R.) Cash award program for employee referrals.
Eligibility – All regular full-time and part-time employees

DRY CLEANING SERVICE – on-site pick up and delivery of personal garments for dry cleaning. Billing sent to employees homes.
Eligibility – All employees.

EMPLOYEE ASSISTANCE PROGRAM (EAP) confidential counseling services provided through an outside agency.
Eligibility – All employees, spouses and dependent children.

PARKING – free on Company premises.
Eligibility – all employees.

CREDIT UNION – Access to a variety of services available through a local credit union.
Eligibility – all employees.